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Niva Bupa is the best health insurance company in India (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between...
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Sunday May 19, 2024
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Cumulative Bonus in Health Insurance
The cumulative bonus in health insurance stands out as a beneficial perk, encouraging policyholders to uphold continuous coverage and minimize claims. This feature entails a gradual augmentation of the sum insured or the inclusion of a bonus sum with each claim-free year. Over time, this bonus accumulates, serving as an extra financial buffer for the policyholder. By incentivizing proactive health management and wellness practices, the Cumulative Bonus serves as a tangible acknowledgment for policyholders' commitment to maintaining a claims-free status. Additionally, it functions as a protective measure against the impact of inflation, ensuring that the policy's coverage keeps pace with rising healthcare costs.
