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PM RAHAT Scheme 2026 | Prime Minister Road Accident Victim Hospitalization and Assured Treatment Scheme The Government of India launched the PM RAHAT Scheme on 14 February 2026 to ensure that no road accident victim loses life due to lack of timely medical treatment. India records a high number of road accidents every year, and studies show that nearly 50% of deaths can be prevented if victims receive treatment within the Golden Hour (first one hour after the accident). PM RAHAT focuses on saving lives through immediate, cashless, and technology-driven emergency care. What is PM RAHAT? PM RAHAT stands for Prime Minister Road Accident Victim Hospitalization and Assured Treatment Scheme. Its main objective is to provide assured and cashless emergency treatment to eligible road accident victims across India. Key Features of PM RAHAT Scheme: Cashless Treatment Eligible road accident victims will receive cashless treatment up to ₹1.5 lakh for 7 days from the date of the accident. This applies to accidents on any category of road. Victims and their families do not need to pay upfront hospital expenses. Stabilization Treatment * Non-life-threatening cases – Treatment up to 24 hours * Life-threatening cases – Treatment up to 48 hours Treatment is subject to police authentication through a digital system, ensuring transparency and preventing misuse. Golden Hour Focus The scheme emphasizes immediate medical response during the Golden Hour. It is integrated with the Emergency Response Support System (ERSS) – 112 helpline. Any person can call 112, including: * The accident victim * Rah-Veer (Good Samaritan) * Any witness present at the accident site Callers can get ambulance support and details of the nearest designated hospital. This improves coordination between police, ambulance services, and hospitals. Technology-Based Implementation PM RAHAT uses digital integration for smooth functioning: * eDAR (Electronic Detailed Accident Report) – Ministry of Road Transport and Highways * TMS 2.0 (Transaction Management System) – National Health Authority Process Flow: Accident Reporting → Hospital Admission → Police Authentication → Treatment → Claim Processing → Payment Police confirmation timelines: * 24 hours (non-life-threatening cases) * 48 hours (life-threatening cases) Funding Mechanism Hospital payments will be made through the Motor Vehicle Accident Fund (MVAF). * If the offending vehicle is insured – Payment from General Insurance Companies * If uninsured or hit-and-run – Payment from Government of India budget allocation Claims will be approved by the State Health Agency, and hospitals will receive payment within 10 days, ensuring financial certainty. Grievance Redressal Mechanism Complaints will be handled by a Grievance Redressal Officer nominated by the District Road Safety Committee. The committee is chaired by the District Collector / District Magistrate / Deputy Commissioner, ensuring district-level accountability. Significance of PM RAHAT * Reduces preventable road accident deaths * Encourages Good Samaritans * Removes financial burden on families * Strengthens emergency healthcare ecosystem * Improves transparency and accountability PM RAHAT reflects a citizen-first and compassionate governance approach with a clear goal: “No life lost due to lack of immediate medical care.” #PMRAHAT #RoadSafetyIndia #GoldenHour #EmergencyCare #CashlessTreatment #MVAF #112Helpline #PublicPolicy #GovernmentSchemes #India2026