If Scranton Recovery is attempting to collect a debt, knowing what to watch for can help you stop unlawful harassment. Excessive or nonstop phone calls intended to pressure or scare you may violate the FDCPA. Debt collectors cannot legally threaten arrest, lawsuits, or wage garnishment if those actions are not permitted by law or not truly planned.
You also have the right to receive a written debt validation notice within five days of the initial contact. Failure to provide this notice may indicate a violation of your consumer rights. Additionally, once you request that collectors stop calling your workplace, continued contact there is illegal. Collectors are prohibited from sharing information about your debt with anyone else, including friends, family, or coworkers. Abusive, rude, or threatening language is never allowed and may entitle you to compensation.
