Hello, I am Jules, an expert in special needs financial planning . My expertise lies in helping families create a comprehensive plan for the future, including retirement planning. I can assist in setting savings goals, selecting appropriate investment options, and developing a strategy for retirement income. Additionally, I can provide guidance on managing debt, such as credit card debt, student loans, and mortgages, which may involve creating a debt repayment plan, negotiating with lenders, or consolidating debt.