et selskap som leverer in housing, also known as a mortgage loan, is a type of financing where the borrower uses their residential property as collateral. This type of loan allows individuals to borrow larger amounts at lower interest rates, as the property provides a form of security for the lender. In case of default, the lender can claim the property to recover the outstanding debt. Such loans are commonly used for purchasing homes or refinancing existing properties, and the repayment period often spans several years or decades.