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Medicare drug plans are changing in 2027 Navigating Medicare Part D prescription drug plans in 2027? Big updates are coming to standalone PDP coverage, out-of-pocket maximums, and monthly premiums. In this video, we break down what you need to know about the 2027 Medicare Annual Enrollment Period (AEP) and how top carriers like WellCare, Humana, AARP / UnitedHealthcare, Cigna, and Mutual of Omaha are adjusting their coverage across major states. Whether you live in California, Florida, Texas, New York, Pennsylvania, Ohio, Illinois, North Carolina, Georgia, or Michigan, your prescription coverage and drug formularies could look very different in 2027! WHAT YOU’LL LEARN IN THIS VIDEO: The 2027 Out-of-Pocket Cap: Understand the new $2,400 annual out-of-pocket limit for Part D prescription drug coverage and what it means for your medications. Stand-Alone PDP Premium Changes: Why $0 premium standalone drug plans are disappearing for non-Extra Help enrollees in 2027 and how to avoid overpaying. Top Carrier Breakdown: WellCare (Centene): WellCare Value Script & Classic plan updates for 2027. Humana: Changes across Humana Basic, Premier, and Walmart PDP options. AARP / UnitedHealthcare: What to expect with AARP MedicareRx plan premiums and drug tiers. Formulary Changes & Drug Tiers: Why your copays, coinsurance, prior authorizations, and preferred pharmacy networks may shift. Medicare Advantage vs. Standalone PDPs: How Part D works inside Medicare Advantage (MA-PD) vs. Original Medicare with a Medigap (Medicare Supplement) plan. Medicare Prescription Payment Plan: How to spread your drug costs into monthly installments throughout 2027.