medicare365

What Medicare Doesn’t Cover (The Hidden Costs Most Seniors Miss) Many people believe Medicare covers all healthcare costs once they turn 65, but that’s not completely true. There are several important services and expenses that Medicare does not cover, and understanding these gaps can help you plan your healthcare and avoid unexpected bills. In this video, I explain the most common things Medicare doesn’t pay for and how people typically cover those costs. You’ll learn about coverage gaps involving: • Long-term care or nursing home custodial care • Routine dental services • Vision exams and most eyeglasses • Hearing aids and hearing exams • Routine foot care • Most care received outside the United States • Certain prescription drug costs without Part D We’ll also talk about how some people fill these gaps using Medicare Supplement plans (Medigap) like Plan G or Plan N, or by enrolling in Medicare Advantage plans that may include additional benefits. Many well-known companies offer Medicare coverage, including AARP Medicare Supplement plans through UnitedHealthcare, Humana Medicare, Aetna Medicare, Cigna Healthcare, Blue Cross Blue Shield (BCBS), Mutual of Omaha, Wellcare, HealthSpring, Kaiser Permanente, and Molina Healthcare. Each plan may offer different extra benefits depending on where you live. Understanding what Medicare does and does not cover can help you choose the right plan and avoid surprises later. Medicare 365 and Brian Monahan can help you with this.