medicare365

Most people don’t realize the Medicare Birthday Rule could make or break their coverage — and your insurance company probably isn’t rushing to explain it. In this video, a Medicare expert from Medicare 365 exposes how the Birthday Rule really works, why it matters in 2025–2026, and how missing your short enrollment window could cost you hundreds (or even thousands) every year. If you’re comparing Medicare Supplement (Medigap) plans like Plan G or Plan N, this video is for you. The Birthday Rule allows you to switch Medigap plans without medical underwriting — but only around your birthday month. Once that window closes, you may be locked into your current plan or face higher premiums and denials for pre-existing conditions. 👉 Learn the latest Medicare news for what states currently have the Medicare Birthday Rule, including California, Oregon, Illinois, and Nevada. 👉 Find out how Plan G, Plan N, and Plan F are affected by this rule in 2026. 👉 Discover what the real difference is between Medicare Advantage vs Medigap when it comes to switching plans. 👉 Hear how top carriers like AARP, Aetna, and Cigna handle plan changes under this rule. This isn’t your typical Medicare talk — it’s a wake-up call for anyone who wants to save money, avoid penalties, and take full advantage of the 2026 Medicare updates. #MedicareBirthdayRule #MedicarePlanG #MedicareAdvantage #MedicareSupplement #AARPMedicare #medicareschool #AetnaMedicare #MedicareUpdate2026 #Medicare365