medicare365

If you’re turning 65 or shopping for the best Medicare Supplement plans, you’ve probably heard of Medigap Plan G and Medigap Plan N. In this video, we break down the real-life differences between these two popular options so you can choose the right coverage for your healthcare and your wallet. Both plans fill the gaps left by Original Medicare Part A and Part B, but they don’t work the same way. 👉 Plan G offers almost full coverage — you pay the small Part B deductible each year, and then Medicare plus your supplement handles the rest. 👉 Plan N has a lower monthly premium but includes $20 doctor copays, $50 ER copays, and no coverage for Part B excess charges. We’ll show real-world examples of how these plans work in 2025 and 2026, how much you could save each month, and why some people prefer the simplicity of Plan G while others love the flexibility and savings of Plan N. Whether you have AARP UnitedHealthcare, Aetna, Humana, Cigna, Blue Cross Blue Shield, or another insurer, this video will help you compare premiums, copays, and coverage side-by-side. 💡 Topics Covered: • Medigap Plan G vs Plan N explained in plain English • How Medigap plans work with Medicare Part A, Part B, and Part D • 2025 Medicare cost updates and 2026 premium changes • The truth about excess charges and how to avoid them • Which plan offers better value for your situation 💬 Who should watch: • Seniors turning 65 • Those coming off a Medicare Advantage plan • Anyone wanting lower out-of-pocket costs and predictable coverage